Meta's chief AI officer says its Muse AI can save you 35 | Tech Radar
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Meta's chief AI officer says its Muse AI can save you 35
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Some of the results shared so far make that target seem surprisingly plausible. People have reported finding cheaper insurance, forgotten subscriptions, and even unused gift cards, although many of the early examples highlighted around the challenge have come from Meta employees.
the last thing your unnecessary expenses see before your muse saves you $1000 pic.twitter.com/Nw EO7nhmb KSeptember 19, 2026
the last thing your unnecessary expenses see before your muse saves you $1000 pic.twitter.com/Nw EO7nhmb KSeptember 19, 2026
I decided to give it a try. I was not expecting Muse to discover a forgotten Swiss bank account, but $1,000 seemed like a sufficiently concrete, if unlikely, target. The results showed how impressive Muse can be, if you're willing to let it into your life.
Muse is different from a conventional chatbot because it is designed to take action rather than simply tell you what you should do. Meta says it runs on its own secure virtual computer with a browser, can connect to services such as email and calendar, and can handle tasks including filling out forms and dealing with customer service. It can continue working after you close the app, although actions such as purchases and sending messages can require your approval.
That makes the money challenge more interesting than simply asking Chat GPT for tips on saving cash. Telling a chatbot to help me save $1,000 would probably produce an earnest lecture about meal planning and canceling streaming services. Muse can potentially go looking for the forgotten subscription itself.
Mark Zuckerberg's Muse personal AI agent is a work accessory designed by people who don't do real work
Once I had given it enough to work with, Muse began looking for things that applied to me and surfaced possible actions. I already know that canceling services I do not use saves money. I do not need artificial intelligence to explain the revolutionary concept of paying fewer bills. What I wanted was something able to find the bills I have forgotten about.
Muse eventually identified some Patreon and Substack subscriptions I might not want anymore and another opportunity to reduce my phone bill based on some newly released data plans. Between them, the useful savings came to about $35. I checked the suggestions before acting on them, which is something I would strongly recommend doing.
Despite saving only 3.5% of the goal of
The gap between my result and the #Muse Money Challenge highlights something important about these increasingly capable personal AI agents. Their usefulness can depend enormously on how much financial debris you have accumulated.
I asked Chat GPT to stop me buying things I don’t need — here's what happened
Meta Muse could read your private messages without permission, report finds
I asked AI for financial advice on everyday money decisions
The impressive examples circulating online underline the difference in how people may keep an eye on their money, and where AI might actually help those who struggle with doing so. Recovering a year's worth of subscription payments is possible if you have accidentally been paying for something for a year. Those are genuine opportunities, but they are not necessarily waiting in everyone's accounts.
My
One of the advantages of an agent is that it can tackle exactly the kind of mildly irritating administrative task that I postpone because the potential reward does not seem worth 40 minutes navigating a company's customer service system. That may ultimately be a better pitch for Muse than the tantalizing $1,000 target.
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Eric Hal Schwartz is a freelance writer for Tech Radar with more than 15 years of experience covering the intersection of the world and technology. For the last five years, he served as head writer for Voicebot.ai and was on the leading edge of reporting on generative AI and large language models. He's since become an expert on the products of generative AI models, such as Open AI’s Chat GPT, Anthropic’s Claude, Google Gemini, and every other synthetic media tool. His experience runs the gamut of media, including print, digital, broadcast, and live events. Now, he's continuing to tell the stories people want and need to hear about the rapidly evolving AI space and its impact on their lives. Eric is based in New York City.
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